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Current Legislation
Key Bills in Congress
Bill Name  Number of Sponsors  Position
H.R. 3044 - 'To impose an 18-month moratorium on the Home Valuation Code of Conduct. 45 (30 R, 15 D) We support this legislation
Mortgage Reform
Bill Name  Number of Sponsors  Position
S. 1100 - 'A bill to address the regulation of secondary mortgage market enterprises, and for other purposes. * -
H.R. 3915 - 'To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.' 13 (13 D) Monitoring
H.R. 3126 - 'To establish the Consumer Financial Protection Agency, and for other purposes.' 9 (9 D) Monitoring
H.R. 1728 - 'To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to provide certain minimum standards for consumer mortgage loans, and for other purposes. 2 (2 D) -
FHA Reform
Bill Name  Number of Sponsors  Position
S. 2325 - 'A bill to modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.' * -
H.R. 6694 - 'To revise the requirements for seller-financed downpayments for mortgages for single-family housing insured by the Secretary of Housing and Urban Development under title II of the National Housing Act and to authorize risk-based insurance premiums for certain mortgagors under such mortgages. 14 (1 R, 13 D) Monitoring
H.R. 3221 - 'A bill to provide needed housing reform and for other purposes. 9 (9 D) -
H.R. 1852 - 'To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.' 8 (8 D) We support this legislation
Foreclosure
Bill Name  Number of Sponsors  Position
S. 896 - 'A bill to prevent mortgage foreclosures and enhance mortgage credit availability. 2 (2 D) -
H.R. 2529 - 'To amend the Federal Deposit Insurance Act to authorize depository institutions and depository institution holding companies to lease foreclosed property held by such institutions and companies for up to 5 years, and for other purposes.' 2 (2 D) We support this legislation
Predatory Lending
Bill Name  Number of Sponsors  Position
S. 386 - 'A bill to improve enforcement of mortgage fraud, securities fraud, financial institution fraud, and other frauds related to federal assistance and relief programs, for the recovery of funds lost to these frauds, and for other purposes. 14 (1 R, 1 I, 12 D) -

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