Americans for Fairness in Lending and Americans for Financial Reform are partnering to reform the nation's lending industry and financial system to protect Americans' neighborhoods, homes and pocketbooks.

For too long, the rules of Wall Street have been written by the bankers themselves. This year, that has to change.

We are a coalition of over 200 national, state and local consumer, labor, retiree, investor, community and civil rights organizations that have come together to spearhead a campaign for real reform in our banking and financial system.

Current Legislation

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Current Legislation
Bill Name  Number of Sponsors  Position
S. 257 - Consumer Credit Fairness Act 4 (1 I, 3 D) We support this legislation
H.R. 3421 - Medical Debt Relief Act of 2009 77 (2 R, 75 D) We support this legislation
H.R. 3221 - Student Aid and Fiscal Responsibility Act of 2009 40 (40 D) We support this legislation
Credit Cards
Bill Name  Number of Sponsors  Position
S. 414 - The Credit CARD Act 22 (1 I, 21 D) We support this legislation
S. 235 - The Credit Cardholders Bill of Rights of 2009 3 (3 D) We support this legislation
H.R. 3639 - Expedited CARD Reform for Consumers Act of 2009 39 (39 D) We support this legislation
H.R. 627 - The Credit Cardholders Bill of Rights of 2009 127 (1 R, 126 D) We support this legislation
Mortgages
Bill Name  Number of Sponsors  Position
S. 61 - Helping Families Save Their Homes in Bankruptcy 11 (11 D) We support this legislation
H.R. 1106 - To prevent mortgage foreclosures and enhance mortgage credit availability. 25 (1 R, 24 D) We support this legislation
H.R. 225 - Emergency Homeownerhip and Equity Protection Act 45 (1 R, 44 D) -
H.R. 37 - FDIC Mortgage Modifications 12 (12 D) -
Payday Lending and Usury Caps
Bill Name  Number of Sponsors  Position
S. 582 - Interest Rate Reduction Act 8 (1 I, 7 D) We support this legislation
S. 500 - Protecting Consumers From Unreasonable Credit Rates 5 (5 D) We support this legislation
H.R. 1640 - Interest Rate Reduction Act 17 (17 D) We support this legislation
H.R. 1608 - Protecting Consumers From Unreasonable Credit Rates 20 (20 D) We support this legislation
H.R. 1214 - The Payday Loan Reform Act of 2009 38 (38 D) We oppose this legislation
Community Reinvestment
Bill Name  Number of Sponsors  Position
H.R. 1479 - Community Reinvestment Modernization Act of 2009 61 (1 R, 60 D) We support this legislation
Consumer Financial Protection Agency
Bill Name  Number of Sponsors  Position
S. 566 - The Financial Product Safety Commission 6 (1 I, 5 D) We support this legislation
H.R. 4173 - The Wall Street Reform and Consumer Protection Act of 2009 1 (1 D) -
H.R. 3126 - The Consumer Financial Protection Agency Act of 2009 19 (19 D) We support this legislation
H.R. 1705 - The Financial Product Safety Commission 22 (22 D) We support this legislation
Arbitration
Bill Name  Number of Sponsors  Position
H.R. 1020 - The Arbitration Fairness Act of 2009 108 (1 R, 107 D) We support this legislation
Overdraft Protection
Bill Name  Number of Sponsors  Position
H.R. 1456 - The Consumer Overdraft Protection Fair Practices Act 17 (17 D) We support this legislation

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